Archive for July, 2010

your boss, see if you can

Saturday, July 31st, 2010

your boss, see if you can look at things from another perspective. What’s it like being in his/her shoes? If you were an observer looking at both of you, what would you notice? Does that change the way you look at things?

Good luck!!

Pam Stokes is a Business & Personal Development Coach. Besides coaching, she provides interactive online courses for busy people, mentors newly qualified and trainee coaches, and runs workshops in stress management and NLP. Free downloads are available at http://www.pamstokesassociates.co.uk.
tulsa chiropractors

Experian Changing Focus With Credit Score Site

Saturday, July 31st, 2010
Experian Changing Focus With Credit Score Site

Orange County Business Journal, Jun 7-Jun 13, 2010 by Volpe, Michael

MARKETING: Embattled credit report site staying put for now

The local operation of Britain’s Experian Group Ltd. is shifting its marketing focus away from the company’s troubled FreeCreditReport.com service to a new site focused on credit scores.

Experian, which has offices in Costa Mesa and Irvine, recently started FreeCreditScore.com, an online service that offers credit scores along with the company’s credit monitoring service.

“People are really focused on what their credit score is,” said Chris Moloney, senior vice president and chief marketing officer of Experian’s U.S. consumer direct unit. “People want to know what their score is and how it relates to other people.”

FreeCreditScore.com is similar to the company’s FreeCreditReport.com, known tor its quirky commercials featuring members of a rock band down on their luck because of bad credit.

FreeCreditReport.com offered a credit report with enrollment in Experian’s TripleAdvantage credit monitoring service.

The site’s advertising gained FreeCreditReport.com national attention and became a bit of pop culture. But the commercials also have brought bad press and regulatory scrutiny for Experian.

In 2005, the Federal Trade Commission sued Experian. alleging deceptive marketing practices. It later collected more than $1.2 million in settlements.

Regulators said Experian misled consumers by not making clear they would be charged $79 for an annual credit monitoring subscription after they signed up at FreeCreditReport.com.

The site’s “advertising was a little unscrupulous,” said Brad Strothkamp, an analyst at Forrester Research Inc. in Massachusetts. “Consumers were getting free credit reports, but with strings attached.”

Experian and others face increased regulation over credit reports under the federal Credit Card Act of 2009, which took effect in February.

With a shift in focus from credit reports to credit scores, Experian is hoping to skirt the FTC’s biggest contention with the company.

As a public service, the FTC offers consumers one free credit report a year and contends it is the only source of no-stringsattached reports.

FreeCreditScore.com works largely like FreeCreditReport.com. The new site also offers a free trial to Experian’s TripleAdvantage credit monitoring service that the company hopes to convert to a paid subscription.

“We’re promoting FreeCreditScore.com as the same company and similar product,” Moloney said.

The company is keeping FreeCreditReport.com for now, according to Moloney.

“We’re diversifying and we haven’t eliminated products because of regulatory reasons,” he said.

Competitors

Experian is facing more competition in credit reports
credit score online

Eat, dance and then detox in your room

Saturday, July 31st, 2010
Eat, dance and then detox in your room

0 Comments | Nottingham Evening Post, Jul 29, 2010 | by Malta Claire Carter

BEDTIME is fun in Malta. Magnetic beds, a Jacuzzi and steam chamber in your room, as well as a private hot tub and swimming pools on balconies that look over the water to the capital Valletta make for a relaxing experience.

But as much as it’s tempting, staying in your room all the time at the Fortina Spa resort would also mean you would miss out on all the facilities the hotel has to offer – particularly fish nibbling at your feet.

Plunging your toes into a tank full of tiny fish which suck the dead skin from your feet may not sound like a lot of fun. But, as more than 60 tiny pedicurists got to work on my feet, and I managed to curb the initial laughter as they foraged between my toes, I was converted.

The fish pedicure, a new beauty craze in the UK and America, is the latest addition to the Fortina Spa, which lies just outside Sliema, and is testament to a place where the newest treatments and innovations are being introduced. The spa itself at the Fortina is large and has a warren of corridors leading to different treatment rooms where you can be slathered in mud, have body wraps and massages as well as manicures and hair treatments.

I tried the lava shell massage, which is similar to the hot stone massage but uses shells to retain the heat for longer.

This was the first treatment I tried and was the perfect relaxation after the three-hour flight from Manchester.

The new Li’Tya Lowanna facial, which begins with scented smoke being wafted over your body and includes feet, hand and head massages, was also not to be missed. Within the complex there is Spa Sante, complete with jacuzzis, weather and mood showers, various steam rooms and a laconium, and relaxation rooms with heated stone loungers.

As well as the indoor facilities, the Fortina spa has an added benefit that spas in this country cannot boast. It’s in Malta.

The hotel itself, which is split between four and five-star accommodation, has two swimming pools where guests can enjoy the sunshine.

One is quieter and shadier while the busier pool at the front of the hotel looks directly out over the water to Valletta, its architecture a focal point of the island.

Valletta is a 10-minute ferry journey from the Fortina, or about 20 minutes in a taxi.

It is a busy shopping haven and has beautiful examples of baroque architecture with winding streets and a large fortification that gives fantastic views over much of the island.

For a more in-depth history of Malta, visitors should go to nearby Mdina, which is home to the cathedrals and fortifications that lay behind the development of Malta.

Mdina is the old capital of the island. As our tour guide showed us around the walled city where each street winds and bends around a number of corners, we learnt that this was designed to protect soldiers who were trying to defend the town.

The town’s buildings reflect the history of the island, with baroque architecture, English and Sicilian influences, and buildings that survived the 1693AD earthquake.

Another highlight is a boat trip around the island, and the crystalline waters of the blue lagoon are a must-see.

We went on a day cruise around the smaller neighbouring islands of Gozo and Comino, where we were able to stop at the blue lagoon.

From here, we took a tour around the caves of the island. The speedboats are small enough to go deep into the belly of the caves, which have been battered and beaten into intricately twisted knots and patterns by the waves.

On board the boat and at the Fortina itself there is a variety of fresh fish to try, as well as the island’s speciality, rabbit.

Back at the hotel, dinner is an exciting affair.

The quieter pool is transformed at night and becomes a fortress of fairy lights with six different restaurants nestled around it, which are scarcely noticeable by day.

All the restaurants are very different, and give guests the chance to try food from around the world.

The Teppanyaki grill at Hibiki Japanese restaurant was my highlight and it was as much a night of entertainment as good food. I watched as local fish, beef, lamb, pork and chicken doused in peanut and soy sauces were cooked in front of me on a flaming grill.

Each restaurant is themed and decked out with traditions from its country – the Thai and Chinese a haven of tranquillity, while the Indian Sa Re Ga Ma has an impressive menu, which makes it easy to see why it has been crowned the best Indian on the island.

The five-star hotel operates an all-inclusive system where you not only get access to the spa but can dine at any of the six restaurants for dinner and have breakfast and lunch at Taste restaurant – an excellent opportunity to try authentic Mediterranean cuisine, as well as have breakfast beneath a shady palm tree.

Another surprise is that Malta itself, which for years has cultivated a reputation as a sedate holiday destination, has good nightlife in parts of the island.

St Julian’s is the place to head for a big night out, while a strip of bars in Valletta are open until the small hours

Ever. After going through the pain of an

Saturday, July 31st, 2010

Ever.

After going through the pain of an operation, knowing that people with Crohn’s Disease can have more than one operation, I couldn’t help but wonder what I could do to help my situation? It occurred to me that, in the least, I could learn to handle the stress from the disease and the stress from life itself. I knew that stress, in and of itself, could cause my symptoms to worsen.

No, the stress didn’t cause Crohn’s Disease, but it sure could affect the amount of pain I would experience. I knew it was possible for me to deal with my stress better than I had dealt with it in the past. Before the operation, I was fairly motivated to work at controlling my stress.
angular cheilitis

First it narrowed

Saturday, July 31st, 2010

First it narrowed in the horizontal plane, then the vertical, then disappeared with a ‘pop’.

That’s where my memories end. You may think I passed out and while I wish that were true it wasn’t. My body carried on while my mind had shut down.

It starts with people trying to get me into bed after they found me to be uttering complete jibberish and making no sense whatsoever. After numerous attempts to get me to stay there I finally settle down only to warble away at the top of my voice in the fashion of an enormous Mogwai.

Embarrasing enough you might think, but oh no, it gets better. For some reason, in the middle of the night, I must have thought it was a good idea to come downstairs where a few of the more sober guests still remained IN ONLY MY BOXER SHORTS! A sight and a half at best, I’m not the smallest person and the sight of my naked belly is enough to stop darts in mid air! I then proceded to make myself comfortable next to the host and repeatedly punch him in the leg, all I can say is it must have made sense at the time.
free games

Hamsters are lazy balls

Thursday, July 29th, 2010

Hamsters are lazy balls of fluff that only waddle on the running wheel and prefer to sit around.

Gerbils are very social creatures, preferring to live in pairs, and enjoying your company very much. Hamsters are solitary creatures that enjoy living alone, are prone to fighting when sharing a cage, and will even cannibalize their own young!

Mongolian gerbils ? another name for the standard gerbil ? are extremely curious. They are quick to investigate anything new in the cage, and are always watching what you?re doing when you?re in the same room. Hamsters are easily startled and will even fear bite for simple reasons such as being awakened in the daytime.

And, perhaps the best thing about gerbil keeping is how clean they are! Since they?re native to the deserts of Mongolia, they take in little water, and therefore produce very little urine. This means that the cage needs far less cleaning, and it doesn?t get smelly until quite a long time has passed. Hamsters get very smelly, very fast. This can be kept to a minimum by putting a ?litter box? in the corner of the cage, but the whole thing will need cleaning frequently, and you?ll need to get used to that special odor coming from the cage only a few days after the last wash.

Since today?s pet owners have the internet available to them to help them to make informed decisions about pet ownership, it isn?t too much of a stretch to believe that gerbils may soon be the more popular pet among rodent keepers.

Julie Campbell is a gerbil owner and enthusiast, and has gained a great deal of expertise through her gerbil keeping experirence and extensive research.
saddles

All you need to do

Thursday, July 29th, 2010

All you need to do is to look for a suitable lender and fill an application form provided by him. The application form will ask you about some general information like your credit score, employment details, residential details, identity proof etc. Once you submit the form after filling up the form, the lender will quickly contact you and offer you a loan deal of adverse credit secured loans.

Before signing any deal, keep in mind that you have cleared all your doubts about the loan. Do proper research before selecting the lender as one might try to influence you and make money from you. If you research thoroughly, you will get a good loan deal which will both improve your credit score and fulfill your desires.

Anton Gabriel is the author of this article. He aims to inform common people of the several issues involved in bad credit loans and mortgages through his articles.
direct payday lenders

Practical first steps build foundations of construction career

Thursday, July 29th, 2010

Practical first steps build foundations of construction career

0 Comments | Western Daily Press, Jul 3, 2010 | by Morris Burrough

Looking towards working life, Morris Burrough, 17, explains the value of an apprenticeship I’ve always been interested in the construction industry and since I was young I knew I wanted to do an apprenticeship.

It’s important to be fully-qualified when you’re working in construction and I’d always considered an apprenticeship to be the best route into it as vocational qualifications give you crucial on- site experience while you’re training. I went to The Castle School in Taunton and, like every pupil, I had to choose my options when I was 14. Young Apprenticeships had just been introduced as a way for students to gain great practical industry experience. I jumped at the chance to do this new vocational qualification and begin learning the tools of the trade as soon as possible.

Young Apprenticeships were brand new when I started mine in 2006. Although they were such a new vocational qualification, I knew this was the route for me. The programme is for people aged between 14 and 16 and is available in a number of subjects.

The Young Apprenticeship programme is run as a partnership between schools, colleges, training providers and local employers. I did mine through The Castle School and Somerset College in Taunton, with support from ConstructionSkills, the Sector Skills Council and Industry Training Board. On-the-job learning is the best part about this qualification and when I started this meant that everyone on the course needed to find an employer who would commit to taking us on through the three years. I was lucky enough to secure a place with David Chappell Design, a local bespoke design and build company which specialises in creating kitchens, bedroom and office furniture.

The programme requires you to have 50 days’ of work experience as well as attending college to learn the practical and theoretical sides of the industry.

During my Young Apprenticeship I spent every Monday afternoon at David Chappell Design learning joinbest.

ery techniques, as well as skills specific to the company such as constructing kitchen carcasses and hanging doors. I spent Wednesday afternoons and Friday mornings at Somerset College being taught more general practical skills and having class-based lessons covering topics such as health and safety.

I really enjoyed my Young Apprenticeship as I had the opportunity to be in the workplace, getting hands-on experience and doing a real job while my friends were still at school. Lots of people see these college-based courses as an “easy” option and a way of avoiding school, but I don’t agree
learn to trade options

Youngsters contribute to 'public art gallery'

Thursday, July 29th, 2010

Youngsters contribute to ‘public art gallery’

0 Comments | Herald Express; Torquay (UK), Jul 24, 2010 | by TINA CROWSON

YOUNGSTERS from Bay schools have demonstrated their artistic talents on a new community mural wall on Torquay seafront.

An arrow-shaped structure, which was attached to the white carpet used for two days earlier this month to connect people with Torre Abbey and the seafront, has been transformed into a ‘public art gallery’ by local artists Mark and Sarah Bell.

The mural has created space for local youngsters to show off their work while also creating another use for the structure, on the side of the shelter on Torre Abbey Meadow.

Youth groups from Hele (Acorn Centre), Foxhole and Chill’d Out Youth Centre visited the seafront to contribute to the community mural.

A Torbay Council spokesman said: “We take our cultural and artistic heritage very seriously and are always looking for new ideas to help promote the Bay and showcase some of our wonderful attractions, such as Torre Abbey.

“The arrow-shaped structure, along with the white carpet which led people to the Abbey earlier this month, was welcomed by many, but also caused some controversy.

“We accept that art is not everyone’s cup of tea, but we feel it is an important part of attracting visitors to the Bay and hope that this latest project will do the same.”

bay gallery

E-Class is symbol of success

Thursday, July 29th, 2010

E-Class is symbol of success

0 Comments | Journal (Newcastle, England), The, June 12, 2010

Byline: Enda Mullen

MORE than any other marque Mercedes-Benz still seems to be the most favoured for letting people know you’ve made it in life.

Of course, lottery winners will often go and splash their cash on a Ferrari, a Bentley or something similarly flash, but for those who’ve worked hard to get where they are Mercedes seems to be the car of choice.

And before you say “what about BMW and Audi?” I shall just have to beg to differ.

I have no scientific research to back this up of course, more of a hunch based on several years of observation, but I bet I’m right.

While making family visits to Ireland during my formative years, taking ownership of a car displaying the three-pointed star was a sign you’d arrived. I should add this was in pre Celtic Tiger times – since then a Merc has become a must-have as part of an extensive car collection rather than just a sole means of transport for emerging entrepreneurs.

And for any self-made man (or woman), spending their hard-earned cash to become a Mercedes owner, the pick of the bunch has always been an E-Class – or whatever its equivalent was in the days before the company had its current naming convention.

A C-Class might be deemed a little too Joe Bloggs perhaps, while models higher up the range are probably too far out of reach – but the E-Class really does hit the spot.

The current version is as much about evolution as anything else. No outrageous design lines but rather a fairly sensible and sedate saloon that will stand the test of time.

E-Classes have a reputation for reliability and longevity too. And one only has to see just how many old models are still on the road to realise what a good buy they are.

The latest version seems bigger than ever, with the kind of in-car comfort one might expect in an even larger saloon.

Rear-seat passengers are spoiled in terms of space and from a front-seat passenger and driver’s point of view it takes some beating too.

Proof of the pudding, if it were required, was on a motorway journey when I looked around to discover my front-seat passenger and two rearseat passengers were all fast asleep. Drivers don’t need to worry on that score because a driver drowsiness detector is fitted as standard on all models. It constantly monitors the driver and will sound a warning if you start to nod off.

That luxurious trademark Mercedes glide-like ride quality is more noticeable in the latest E-Class and makes it one of the best motorway cruisers around. Every lump and bump was soaked up with ease by its excellent suspension
mercedes ireland